A $5,000 diagnostic kit feels expensive until you price one dealer visit: a forced regen and a parameter change at the franchise dealer runs $400–$800, with the truck down for a day. Financed at roughly $52/week, a dealer-level kit pays for itself if it saves one dealer trip per month.
Sample weekly payments
| Kit | Cash price | 24-mo weekly | 36-mo weekly |
|---|---|---|---|
| Autel MS909CV tablet | $2,795 | $29/wk | $21/wk |
| Jaltest CV all-makes kit | $3,995 | $42/wk | $30/wk |
| Cummins INSITE Pro kit | $4,995 | $52/wk | $38/wk |
| Volvo/Mack PTT + Vocom II kit | $5,495 | $57/wk | $42/wk |
| TEXA Axone Voice premium kit | $6,450 | $67/wk | $49/wk |
How it works
- 1. Apply online or by phone — 10 minutes, basic business info. No hard pull to check your rate.
- 2. Same-day decision — most applicants hear back within hours.
- 3. E-sign and we ship — kits ship the next business day after documents complete.
- 4. Early payoff any time — 20–30% discount on remaining interest, no penalties.
What qualifies
Any order over $1,000: laptop kits, tablet scanners, OEM software packages, adapter and cable bundles, and multi-kit fleet purchases. Software renewals under $1,000 can be bundled with hardware to qualify. New businesses are welcome — a CDL and six months of operating history is enough for most owner-operator approvals.
Frequently Asked Questions
Does checking my financing rate hurt my credit?
No. The initial rate check is a soft pull. A hard inquiry only happens if you accept an offer and sign.
Can a brand-new owner-operator get approved?
Yes, in most cases. A CDL, six months of operating history and a reasonable bank statement are typically sufficient. Startups may be asked for 10–20% down.
Can I finance software renewals?
Renewals under $1,000 do not qualify alone, but they can be bundled with any hardware purchase into a single financed order.